What triggers examination expenses for a funeral prearrangement trust fund?

The correct answer highlights that significant events such as a change of ownership or control in a funeral prearrangement trust fund will trigger examination expenses. This is crucial because changes in ownership or control can affect the management and operations of the trust, necessitating an examination to ensure compliance with regulations and to protect the interests of consumers.

Such changes could potentially alter how funds are managed, how beneficiaries are treated, and how the services are rendered, making it essential to scrutinize the trust’s adherence to applicable laws and regulations. Regular audits, while important, are scheduled and budgeted activities and do not directly trigger unexpected examination expenses. Unsolicited reviews and customer complaints may initiate some reviews but are typically not the direct cause of the expenses linked to the examination of the trust funds in the same way that a change in ownership or control would be. Thus, understanding the context of ownership changes emphasizes the importance placed on stability and compliance within these trust funds.